Lock in Low. Live Big.
Lock in a 5-year fixed mortgage at just 3.79% and get up to $2,000 cash back* when you buy or bring your mortgage to Prosperity.
Whether it’s your first house, a growing family home, or a quiet spot with room to roam, we’re here to help you plant roots — and keep your money where it matters.

Apply for a 5-Year Fixed Mortgage at 3.79%*
Get Up to $2,000 Cash Back*
Enjoy Local Advice and Support from Start to Finish
Why Choose Prosperity?
- Competitive rate that holds its own
- Real cash back—no points or fine print games
- Local advice from people who know the area
- We’re here for the long haul, not just the deal

FAQs
New purchases or transfers from another financial institution with a 5-year fixed mortgage of $50,000+.
Cash back is not available for refinances or renewals of existing Prosperity mortgages, but the 3.79% rate may still apply.
Within 30 business days of your mortgage funding.
We're not a bank.
We’re your neighbours—and we’re invested in your success.
Select your nearest branch from the list below to book an appointment with one of our mortgage experts.
*The promotional rate of 3.79% is available for new purchases, transfers, as well as renewals and rate buydowns. Cash back offer is only available on new purchases or transfers. Offers require a 5-year fixed term with 25-year amortization or less. Other conditions may apply.